November 21, 2002

Panel Discussion Topic:
Knowing When to Hold and When to Fold - Company, People and Assets
——————————————————————————————————————————

Join us for this highly informative panel discussion of experts:

The panelists Marty has assembled are well qualified to wring out this timely and relevant subject.

Panel Moderator:

Marty Pichinson, Sherwood Partners, Inc.

Speakers:
John Montgomery, Partner, Specialty Corporate, Carr-Ferrell
Marc Cadieux, Division Manager, Silicon Valley Bank
Adam Lewis, Partner, Specialty Bankruptcy, Morrison & Foerster
Tom Wilson, Partner, Specialty Labor, Morrison & Foerster

This program led by Marty Pichinson is a chance to hear from the man who describes us as still living in the eye of the storm. He sees several more years of economic pain and has some good ideas about what to do about it. He calls himself a "Doctor of Reality". His experience in this area is vast having creatively brought to closure more than seventy enterprises. The main issue in front of all of us right now is nicely summarized by the title of this event.

Nearly 900 Internet businesses have folded in the last two years. It is time for a frank conversation about what happening and is continuing to happen. Where are we and what do we do we do about it? Donít miss this timely straight shooting dialog.

The panelists Marty has assembled are well qualified to wring out this timely and relevant subject.

Hear form experts:

• When do you make changes?
• When do you bring in other people?
• When do you bring in new management?
  When do you re-engineer?
• How do you work with the secured and unsecured lenders?
• How do you work with the landlord?